Pathway to Monaco citizenship

Pathway to Monaco citizenship

Eligible after 10 years of residency, subject to proving strong ties to Monaco.

Visa-free access

Visa-free access

Enjoy unrestricted travel to 29 Schengen countries for up to 90 days within any 180-day period.

Assess your chances within just 24 hours

Assess your chances within just 24 hours

100% of clients who pass Astons' internal due diligence checks successfully obtain their second passports.

Bespoke Residency Consultation

Start your residency journey today with a personalised consultation

Updated on December 16, 2025

Monaco Residency by Investment

€1,000,000

Minimum investment

6 Months

6 Months

Processing time

Family Eligibility

Family Eligibility

Spouse, children, parents

Global Freedom

Global Freedom

No stay required

Invest in One of the Most Fabulous Parts of Europe

The Monaco Residency by Investment program offers a unique opportunity to secure residency in one of the most prestigious areas of the French Riviera while optimising taxes and safeguarding your assets. To qualify, applicants must demonstrate financial stability, provide proof of accommodation, and have a clean legal record.

Monaco does not have any strict minimum investment requirements for the program. Applicants have the flexibility to either rent or buy property, open a bank account in Monaco, or prove their financial capacity by other means. Minimum investments typically start from €1,000,000.

Premier experience

Premier experience

35+ years

Safe investments

Safe investments

Verified options

Boutique service

Boutique service

Personal assistance

Full support

Full support

Agents & lawyers

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Trust Astons — a Better Life Awaits

With Astons, you gain access to Monaco’s luxurious lifestyle and tax advantages, while enjoying seamless residency processing.

Investment Options for Monaco Residency

To apply for residency in Monaco, applicants must provide proof of both accommodation and financial resources. Astons accompanies clients during all stages of the application process, from choosing and buying or renting a property, to obtaining a residence card. Please note that applications must be submitted in-person in Monaco and that the local authorities conduct strict due diligence on all applicants.

Proof of accommodation

Option 1

  • Real Estate Purchase – Ownership of either a house or an apartment in Monaco with a deed in the applicant’s name. Minimum property investment starts at €500,000 (tax free). This option also serves as a potential investment with a high ROI.
  • Corporate Real Estate Ownership – Proof that the applicant is a director or unit holder of a company that owns property in Monaco.
  • Real Estate Rental – A minimum 1-year rental agreement in Monaco.
  • Living with a Close Relative – Proof that the applicant resides with a spouse or partner in Monaco.

Direct Investment

Option 2

  • Bank Account Deposit – Proof of sufficient funds to live in the country. Banks typically require a deposit between €500,000 and €1,000,000.
  • Employment Contract – Proof of salary and employment in Monaco.
  • Company Formation – Proof of income from a company registered in Monaco or independent commercial activity in the Principality.
  • Support from a Close Relative – Proof of financial support from a spouse or partner.

Advantages of Monaco Residency

Freedom of movement

Freedom of movement

Monaco residency grants visa-free travel across 29 Schengen countries.

Attractive lifestyle

Attractive lifestyle

Prestigious location, premium real estate, modern infrastructure, and a Mediterranean climate.

Stable estate market

Stable estate market

Opportunity to invest in real estate with no tax and potentially high ROI.

Tax advantages

Tax advantages

Monaco imposes no personal income, capital gains, or wealth tax.

Family eligibility

Family eligibility

Spouses/partners, children, and dependent parents can be included in the application.

Pathway to Monaco citizenship

Pathway to Monaco citizenship

Eligibility to apply for citizenship after 10 years of permanent residency.

Fast processing time

Fast processing time

Residency applications are typically approved within 2-6 months.

Secure banking system

Secure banking system

Access to Monaco’s banking system and other European financial institutions.

Full confidentiality

Full confidentiality

Applicants’ data is highly confidential and is not disclosed with any third parties.

Ease of access

Ease of access

Close proximity to the coveted and highly popular French and Italian Rivieras and major EU capitals.

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It’s time to take control of your future. Start your residency journey today with a personalised consultation.

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Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Who Can Get Monaco Residency

Investor

  • At least 18 years old.
  • Clean criminal record.
  • Must provide proof of financial self-sufficiency and proof of accommodation .

Spouse

  • Legally married to the investor.
  • No additional investment required.
  • Clean criminal record.

Children

  • Under 18 years old: Automatically eligible
  • Over 18 years old: Must be financially dependent and student

Parents

  • Financially dependent on the investor
  • No additional investment required

Documents for Obtaining Monaco Residency

Application Checklist

  • Passport copies
  • Proof of address (e.g. utility bills, registration certificate)
  • Certificate of no criminal record
  • Proof of accommodation
  • Relationship certificates (for family members)
  • Evidence of sufficient funds
Receive a Consultation

Guide to Obtaining a Monaco Golden Visa

Live Borderless

  • A Fast Track to Residency
  • Investment from €1,000,000
  • Required Documentation
  • Expert Tips for Submitting Your Application
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Why Choose Astons?

Comprehensive 360° Support

Tax advice, relocation, education assistance, and beyond

Global Accessibility

7 offices and communication on your terms

Trusted and Secure

Partnerships with official government programs ensure zero risk

Proven Success

$2.6B invested, 9,000+ satisfied clients, and a 100% success rate for those who pass our due diligence

Recognized Excellence

Ranked among the TOP-25 immigration firms globally

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Process Made Simple in 7 Steps

We guide you through every step of the residency process. Astons experts ensure your application is prepared correctly and submitted successfully.

Free Consultation

Our experts will assess your situation and help you choose the best residency option for you. Residency can be granted to the entire family, including spouses, children, and parents, as long as the property has enough bedrooms to accommodate them.

Document Preparation

We provide a detailed checklist and guide you through collecting the required documents, including proof of accommodation and financial self-sufficiency. Our team ensures all documents meet compliance standards, including the required bank letter in French.

Application Submission

Your complete residency application, along with all the supporting documents, will be submitted to the Monegasque authorities.

Residency Interview

After submission, you will attend an official interview with Monaco’s Residents Section of the Directorate of Public Security.

Compliance Checks

The government conducts a due diligence background check to verify all submitted information.

Application Approval

Once approved, you will receive an official letter confirming your residency.

Residency Card Issuance

  • EU passport holders: Residency cards are typically issued within 8 weeks.
  • Non-EU citizens: Processing time ranges from 16 to 20 weeks.
  • To qualify for tax residency in Monaco, you must live in the country for at least 6 months out of the year.

Easy Travel to the Schengen Zone

Monaco residency provides visa-free access to 29 Schengen zone countries, offering seamless travel across Europe, so you can explore the best of what the continent has to offer.

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Frequently Asked Questions about Monaco Residency

What will I get in return for the minimum investment required for Monaco residency?

You’ll gain visa-free access to 29 Schengen countries, a prestigious European address, and you can make the most of the excellent tax and lifestyle advantages of this elite region.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Can I include family members in my Monaco residency application?

Yes, you can include your spouse, children, and parents in the application, provided you have sufficient accommodation for all applicants to live in.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

How quickly can I obtain residency through investment in Monaco?

The application process typically takes 6 months, making it a relatively fast option if all documents are prepared correctly and submitted on time.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Can I open a business with Monaco residency?

Yes, Monaco residency allows you to live in the Principality and also set up a business, benefiting from its favourable tax system and access to international banking.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

What are the requirements for Monaco citizenship after obtaining residency?

To apply for citizenship, you must live in Monaco for 10 years, demonstrate strong ties to the country, and meet all legal requirements.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Who is eligible for the Monaco residency-by-investment program?

The program is available to investors from any country not under international sanctions.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Is it possible to recover investments made in real estate for Monaco residency?

Yes, you can sell your property. Monaco residency doesn’t require permanent property ownership, but you must maintain other residency conditions, such as housing (e.g., through rental) and a minimum bank deposit.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Why is Monaco considered a tax haven in Europe?

Monaco is regarded as a tax haven because it has no personal income tax, no capital gains tax, and no inheritance tax for individuals, making it highly attractive for wealthy individuals seeking to optimise their tax burden.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

What’s special about living in Monaco?

Monaco offers a very high standard of living and is known for being one of the most glamorous and rich-centric parts of the world. The country also offers quality education, and access to world-class cultural, entertainment, and sporting infrastructure.

Susanna Uzakova

Citizenship, residence permit and real estate investment expert

Still have questions?

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Bespoke Residency Consultation

It’s time to take control of your future. Start your residency journey today with a personalised consultation

Our Licenses

Antigua & Barbuda Citizenship Official Agent

Antigua & Barbuda Citizenship Official Agent

Licensed to market and process citizenship by investment applications

Greece Licensed Legal Services

Greece Licensed Legal Services

Licensed member of Athens Bar Association providing legal services for real estate member of Athens Bar Association providing legal services for real estate

St. Kitts & Nevis Program Authorised Agent

St. Kitts & Nevis Program Authorised Agent

Official marketing agent recognized by the Government to process citizenship citizenship citizenship citizenship

Services We Offer

Please contact us to learn more about the services available under your selected program.

Airport pickup

Prompt assistance upon arrival in the country.

Real estate search

Arranging in-person or remote viewings with leading developers.

Bank account opening

Expert support in opening accounts with international banks.

Real estate transaction support

Consultations and guidance throughout the property purchase process.

Residency renewal and citizenship application

Assistance with document updates and passport applications

Relocation support

Help with finding schools, banking services, healthcare, and other aspects of comfortable adaptation.

Business registration

Full support with company setup and legalization.

Asset registration

Assistance with registering ownership of yachts, vehicles, and other valuable assets.

Passport services

Help with passport renewals, applications for new family members, and document replacement.

Legal assistance

Fast and efficient support in obtaining all documents related to citizenship.

Professional Support

Country-Specific Specialists

Each of our 7 international offices is staffed with experts who understand the legal nuances of their respective jurisdictions.

  • Istanbul, Turkey
  • Limassol, Cyprus
  • Athens, Greece
  • Fort Lauderdale, USA
  • Saint Julians, Malta
  • Dubai, UAE
  • London, UK

Protecting Your Rights

Our legal experts act solely in your best interest, ensuring compliance and applying best practices to help you achieve your goals.

Trusted Expertise

A team of professionals with deep knowledge of local legislation and investment program requirements.

20+ Experts

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Ultimate Guidefor a Greek Golden Visa

Discover how to secure EU residency through Greece's €250,000 Golden Visa programme at our expert-led webinar. Get all the crucial details about investment options and benefits.

Upcoming webinar

Ultimate Guidefor a Greek Golden Visa

Discover how to secure EU residency through Greece's €250,000 Golden Visa programme at our expert-led webinar. Get all the crucial details about investment options and benefits.

Saturday, December 1st — Wednesday, January 28th from 12:00am to 1:20am

Speakers

Aleksandr Kosovsky

Investment Citizenship Expert

Igor Nemtsov

Managing Director

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