Updated on December 16, 2025
Monaco Residency by Investment
€1,000,000
Minimum investment
6 Months
Processing time
Family Eligibility
Spouse, children, parents
Global Freedom
No stay required
About Monaco Residency Program
Invest in One of the Most Fabulous Parts of Europe
The Monaco Residency by Investment program offers a unique opportunity to secure residency in one of the most prestigious areas of the French Riviera while optimising taxes and safeguarding your assets. To qualify, applicants must demonstrate financial stability, provide proof of accommodation, and have a clean legal record.
Monaco does not have any strict minimum investment requirements for the program. Applicants have the flexibility to either rent or buy property, open a bank account in Monaco, or prove their financial capacity by other means. Minimum investments typically start from €1,000,000.
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35+ years
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Trust Astons — a Better Life Awaits
With Astons, you gain access to Monaco’s luxurious lifestyle and tax advantages, while enjoying seamless residency processing.


Investment Options for Monaco Residency
To apply for residency in Monaco, applicants must provide proof of both accommodation and financial resources. Astons accompanies clients during all stages of the application process, from choosing and buying or renting a property, to obtaining a residence card. Please note that applications must be submitted in-person in Monaco and that the local authorities conduct strict due diligence on all applicants.
Proof of accommodation
Option 1
- Real Estate Purchase – Ownership of either a house or an apartment in Monaco with a deed in the applicant’s name. Minimum property investment starts at €500,000 (tax free). This option also serves as a potential investment with a high ROI.
- Corporate Real Estate Ownership – Proof that the applicant is a director or unit holder of a company that owns property in Monaco.
- Real Estate Rental – A minimum 1-year rental agreement in Monaco.
- Living with a Close Relative – Proof that the applicant resides with a spouse or partner in Monaco.
Direct Investment
Option 2
- Bank Account Deposit – Proof of sufficient funds to live in the country. Banks typically require a deposit between €500,000 and €1,000,000.
- Employment Contract – Proof of salary and employment in Monaco.
- Company Formation – Proof of income from a company registered in Monaco or independent commercial activity in the Principality.
- Support from a Close Relative – Proof of financial support from a spouse or partner.
Advantages of Monaco Residency
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Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Who Can Get Monaco Residency
Investor
- At least 18 years old.
- Clean criminal record.
- Must provide proof of financial self-sufficiency and proof of accommodation .
Spouse
- Legally married to the investor.
- No additional investment required.
- Clean criminal record.
Children
- Under 18 years old: Automatically eligible
- Over 18 years old: Must be financially dependent and student
Parents
- Financially dependent on the investor
- No additional investment required
Documents for Obtaining Monaco Residency
Application Checklist
- Passport copies
- Proof of address (e.g. utility bills, registration certificate)
- Certificate of no criminal record
- Proof of accommodation
- Relationship certificates (for family members)
- Evidence of sufficient funds
Guide to Obtaining a Monaco Golden Visa
Live Borderless
- A Fast Track to Residency
- Investment from €1,000,000
- Required Documentation
- Expert Tips for Submitting Your Application
Why Choose Astons?
Comprehensive 360° Support
Tax advice, relocation, education assistance, and beyond
Global Accessibility
7 offices and communication on your terms
Trusted and Secure
Partnerships with official government programs ensure zero risk
Proven Success
$2.6B invested, 9,000+ satisfied clients, and a 100% success rate for those who pass our due diligence
Recognized Excellence
Ranked among the TOP-25 immigration firms globally
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How to Get Monaco Residency
Process Made Simple in 7 Steps
We guide you through every step of the residency process. Astons experts ensure your application is prepared correctly and submitted successfully.
Free Consultation
Our experts will assess your situation and help you choose the best residency option for you. Residency can be granted to the entire family, including spouses, children, and parents, as long as the property has enough bedrooms to accommodate them.
Document Preparation
We provide a detailed checklist and guide you through collecting the required documents, including proof of accommodation and financial self-sufficiency. Our team ensures all documents meet compliance standards, including the required bank letter in French.
Application Submission
Your complete residency application, along with all the supporting documents, will be submitted to the Monegasque authorities.
Residency Interview
After submission, you will attend an official interview with Monaco’s Residents Section of the Directorate of Public Security.
Compliance Checks
The government conducts a due diligence background check to verify all submitted information.
Application Approval
Once approved, you will receive an official letter confirming your residency.
Residency Card Issuance
- EU passport holders: Residency cards are typically issued within 8 weeks.
- Non-EU citizens: Processing time ranges from 16 to 20 weeks.
- To qualify for tax residency in Monaco, you must live in the country for at least 6 months out of the year.
Visa-Free Countries with Monaco Residency
Easy Travel to the Schengen Zone
Monaco residency provides visa-free access to 29 Schengen zone countries, offering seamless travel across Europe, so you can explore the best of what the continent has to offer.
- Austria
- Belgium
- Bulgaria
- Croatia
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Frequently Asked Questions about Monaco Residency
What will I get in return for the minimum investment required for Monaco residency?
You’ll gain visa-free access to 29 Schengen countries, a prestigious European address, and you can make the most of the excellent tax and lifestyle advantages of this elite region.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Can I include family members in my Monaco residency application?
Yes, you can include your spouse, children, and parents in the application, provided you have sufficient accommodation for all applicants to live in.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
How quickly can I obtain residency through investment in Monaco?
The application process typically takes 6 months, making it a relatively fast option if all documents are prepared correctly and submitted on time.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Can I open a business with Monaco residency?
Yes, Monaco residency allows you to live in the Principality and also set up a business, benefiting from its favourable tax system and access to international banking.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
What are the requirements for Monaco citizenship after obtaining residency?
To apply for citizenship, you must live in Monaco for 10 years, demonstrate strong ties to the country, and meet all legal requirements.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Who is eligible for the Monaco residency-by-investment program?
The program is available to investors from any country not under international sanctions.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Is it possible to recover investments made in real estate for Monaco residency?
Yes, you can sell your property. Monaco residency doesn’t require permanent property ownership, but you must maintain other residency conditions, such as housing (e.g., through rental) and a minimum bank deposit.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
Why is Monaco considered a tax haven in Europe?
Monaco is regarded as a tax haven because it has no personal income tax, no capital gains tax, and no inheritance tax for individuals, making it highly attractive for wealthy individuals seeking to optimise their tax burden.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
What’s special about living in Monaco?
Monaco offers a very high standard of living and is known for being one of the most glamorous and rich-centric parts of the world. The country also offers quality education, and access to world-class cultural, entertainment, and sporting infrastructure.
Susanna Uzakova
Citizenship, residence permit and real estate investment expert
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Prompt assistance upon arrival in the country.
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Ultimate Guidefor a Greek Golden Visa
Discover how to secure EU residency through Greece's €250,000 Golden Visa programme at our expert-led webinar. Get all the crucial details about investment options and benefits.
Upcoming webinar
Ultimate Guidefor a Greek Golden Visa
Discover how to secure EU residency through Greece's €250,000 Golden Visa programme at our expert-led webinar. Get all the crucial details about investment options and benefits.
Saturday, December 1st — Wednesday, January 28th from 12:00am to 1:20am
Speakers
Aleksandr Kosovsky
Investment Citizenship Expert
Igor Nemtsov
Managing Director